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Financial

Home Sizes and the Housing Crisis

Home Sizes and the Housing Crisis

For over a year the media has reported on the housing crisis.  The ongoing challenges facing people in their ability to find affordable housing.  The challenges are being experienced by both renters and buyers.   The two most common reasons being touted for the housing crisis are rising interest rates and… Read more »

Affordable Housing Crisis

Affordable Housing Crisis

As with many other people, I have heard different things in the media such as an affordable housing crisis, stagnant wages, record inflation, rising interest rates, etc.  For my family of four, things are definitely getting tighter financially.  There is also the concern for the future of our two daughters… Read more »

Lowering Your Food Bill!

Lowering Your Food Bill!

Many households are struggling with high food prices as a result of ongoing high inflation.  It is virtually impossible to escape the rising cost of food in order to feed ourselves and our families. Many people have had to make some very difficult choices in order to try and make… Read more »

Overdraft Protection Trap

Overdraft Protection Trap

Prior to being badly injured at work, I added overdraft protection to my bank account. The reason why was because my former employer had a bad habit of messing up on payroll. Many employees would see on their pay stub that various hours were missing and thus not being paid… Read more »

Do you have an Emergency Fund?

Do you have an Emergency Fund?

Like many others, I like to think of myself as financially responsible and knowledgeable. Part of which means having an Emergency Fund (EF). What’s interesting though is that many financial experts can’t seem to agree on how much that EF should be. Now I used to hear that this EF… Read more »